Unintended consequences of automatic enrollment
Automatically enrolled participants on average contribute — unless an action is taken — far from the recommended or more.
Retirement plan exodus
of participants are no longer in the plan 3 years into retirement.
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We saw distinct behaviors and patterns for high , middle and low earners
Automatic enrollment lags behind
The core of our research focused on the type of target date fund design most likely to position the most participants for safer levels of retirement funding.
AUTOMATIC ENROLLMENT + ACTION
For most participants, spending often increases around the point of retirement; their plan soon thereafter.
Contribution rates: Automatic enrollment lags behind
Who took a plan loan?
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WHAT MOST EXPERTS RECOMMEND
The salary effect
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Evaluating target date fund design
AUTOMATIC ENROLLMENT ONLY