Contribution rates: Automatic enrollment lags behind
AUTOMATIC ENROLLMENT ONLY
WHAT MOST EXPERTS RECOMMEND
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Who took a plan loan?
Automatically enrolled participants on average contribute — unless an action is taken — far from the recommended or more.
Evaluating target date fund design
For most participants, spending often increases around the point of retirement; their plan soon thereafter.
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The salary effect
Unintended consequences of automatic enrollment
AUTOMATIC ENROLLMENT + ACTION
We saw distinct behaviors and patterns for high , middle and low earners
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Retirement plan exodus
READ PART 1
Automatic enrollment lags behind
of participants are no longer in the plan 3 years into retirement.
The core of our research focused on the type of target date fund design most likely to position the most participants for safer levels of retirement funding.